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Forgetting about all the technical talk a pension is simply a tax efficient way of providing for your retirement.
There are a variety of products available depending on individual circumstances and we can provide advice to both individuals and companies on the most appropriate products.
A pension is long-term saving plan that you build up across your working life in order to create enough income for later life.
They are designed to provide you with money in later life, most often when you are reducing or stopping work. Therefore, you typically can’t access your pension until at least age 55 (rising to 57 in 2028), or sometimes later depending on what pension scheme you have.
Pensions are one of the most tax efficient ways to save for retirement, as you are able to receive tax relief on your contributions. This means the government will add money every time you contribute.
The levels and bases of taxation and reliefs from taxation can change at any time Tax relief is dependent on individual circumstances.
We are happy spending time explaining the options available to you and what products can be used to supplement your state pension.
