Independent Financial Planning


Buying a home is probably the biggest purchase that you will ever make and choosing the right mortgage product is essential.


At Alpha, we can choose from all the loan products available in the market place and advise which is best suited to your needs.


We can advise on all forms of life cover to protect your loved ones. We can also provide Inheritance Tax Planning services.


We will be happy to advise on all your Investment needs -give us a call or send us an email and we’ll do the rest.


Forgetting about all the technical talk, a pension is simply a tax efficient way of providing for your retirement.

Please give us a Call to Discuss your Requirements

Our friendly team are waiting for your call

A Few Words From Our CLients

Here are a selection of testimonials from our clients.

I first met John around 20 years ago when he was Area Manager for the Pearl Insurance Company.
When he started up Alpha Ifp in 2004, he contacted me again informing me of what he could offer in financial services explaining that whilst working for Pearl he could only offer their products which were not always the best  for getting a good return on your investment. Now, 14 years later, I still use him for all my financial arrangements. I appreciate that the financial market is always a risk depending on what we  expect to get in return from our investments, but John has always given me excellent advice and I would have no hesitation in recommending him to any future investors.

George Percival

I used Alpha Independent Financial Planning services in 2017 as I approached retirement. I had three different types of pensions & despite information from my employer found it difficult to sort out my options. I spoke to John at Alpha IFP. He explained the differences between the pensions, how each could be used & the pro’s & con’s of different kinds of pension plans. Following discussion & advice from John I was able to choose what I believed to be the best type of investment to provide my wife & myself with a rainy day fund & retirement income.

Alpha IFP continue to monitor my investments & advise of any changes I may need to make to ensure I get the best possible returns. I would highly recommend their services.

James Doddy

I was really messed around with my mortgage advisor I had been using for a few years.
Reached out to JVR, not only were they very professional but they had a new improved mortgage in place for me within days.

I would highly recommend anyone looking for a new mortgage deal to speak to Vanessa at JVR!

Adele Wilson-Hope

`Always exceeds expectation`.
Daljeet has been our mortgage advisor for a few years now. He always has lots of time for us and puts in extra time and effort to make sure that he does what is right for our family. He explains things very clearly to us and has an abundance of empathy. He puts in a tremendous amount of work behind the scenes and keeps us informed along the way. We have always been very happy with his efforts and have recommended him to friends and family, which we would only do if we trusted him 100% to exceed their expectations too.

Kate Cornforth

John Murphy  has been our financial advisor for the past 15 years.  He always offered sound financial advice based on our investment objectives as well as our personal needs.  He keeps in regular contact with us and provides us with ongoing financial advice as our needs change.  He takes the time needed to fully explain our options and to guide us in an appropriate direction.  We feel as though he truly cares about our family, our finances, and our future.

Ian Wilkinson

We have been working with John Murphy now for over 5 years.  He assisted us when we made our first investment and has continued to help with further investments and the complex assessment and decision making process for the alignment of our pensions to make everything much more manageable.  John was diligent in understanding our approach to risk by getting to know us well before making any commitment to investment.

I know that if I have any questions relating to our investments or pensions I only need to call to get an answer straight away.

I would highly recommend John Murphy and Alpha Independent Financial Planning to anyone needing advice in making investments and requiring financial advice.

Liz McCormarck

Highly recommend Daljeet! He cannot do enough for you during the entire duration of your mortgage. I had used Daljeet for the first time buying my family home, He got me what I was looking all, I wouldn’t consider going to anyone else. Has saved us so much money with his expertise. Thank you so much!!!

Balwant Nota

I first met Daljeet in July 2018 when I enquired about a mortgage and asked if he could help me. Daljeet was very friendly and arranged for myself to come to his office to discuss the matter further. In our first meeting he went through the paperwork explaining everything in detail what his costs where and how he could help me to climb onto the property ladder. Daljeet was there with myself providing the information I needed and was always a phone call or a text away. He provided myself self with a service in which he was professional at all times and in fact got me the mortgage I needed. I would highly recommend him to my friends and work associates as the service he provides was of a very high standard.

V Maxwell

I received excellent service and support from Vanessa throughout my complicated re-mortgage (which required land deed charges, adherence to divorce court orders to name a couple!). I also arranged my life and critical illness cover with Vanessa, simply telling her my requirements; it was done within a week!

I would highly recommend people to get in touch!

Richard Lloyd

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